In case you are getting calls from the wonderful people at NCO Financial Systems. You should read some messages people have posted about this company. Apart from having to pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA), there are also many many claims of state and federal violations of legislation like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA).
The company purchases old debt from people like your cellphone provider, hospitals and the government for pennies on the dollar and then tries to collect it. You may have even already paid the bill, like I had, but that is really a minor irrelevant point. The reality is, much if not most of this debt is so old noone has any obligation to repay any of it, least of all not to NCO. Many people have been harassed for debt belonging to neighbors, relatives, old residents of the same address, and co-workers. Don’t pay NCO a penny.
If you receive letters or phone calls from NCO or phone numbers like
800-709-8625 or 888-804-3488 or 877-803-8009 or 800-541-2742 or 888-688-7929 or 800-445-4918 or 866-569-8956 or 800-218-1175 or 800-448-9576 or 800-684-8429 or 866-429-3592 or 800-976-8307 or 877-871-6484 or 800-735-6588 or 800-220-1942 or 877-778-1799 or 800-227-4000 or 800-807-7809 or 866-626-9112 or 866-425-8131 or 800-967-4100 or 877-252-4534 or 877-202-9074 or 888-691-8955 or 888-259-3021 or 800-437-7403 or
800-383-4761 or 866-360-9791 you should read this page about the Fair Debt Collection Practices Act. If NCO does anything wrong with you, you could be entitled to $1000 per infraction and they may have to pay your lawyer and possibly even your debt.
To halt their “contact”, send NCO a certified, return-receipt cease and desist letter (they throw away all faxes and non-certified letters). A sample letter might read (though, you must seek real legal advice, which I’m not):
This is to advise you that pursuant to the Fair Debt Collection Practices Act (“FDCPA”) 15 USC 1692c(c), you are hereby notified to immediately terminate any contact with me, or any members of my family or household, regarding any matter concerning the collection of a debt you allege is owed to your company or to your principal/customer/client. This notice shall include, but is not limited to written correspondence, as well as telephonic communication. This letter also verifies that I live at the address above, therefore, any further locator attempts would be a violation of the FDCPA.
Their address is:
NCO Financial Systems, Inc.
507 Prudential Rd
Horsham, PA 19044-2308
Is NCO calling you? Do you have a new NCO phone number or information? Please leave a comment and share it with the rest of us. Thanks!
NCO may or may not report your debt dispute with them on your credit report. It is important to make sure that if NCO puts anything on your credit report, all of the information is accurate, such as date of debt, last activity on account and the correct amount. That information is not always placed on all three major reports and your valid creditors usually only check one of these sources, so make sure you check all three (TransUnion, Equifax and Experian) for correct information.
Oh, and Miss Hill, thanks for calling ;)
Important! File a complaint with the Pennsylvania Attorney General – easy online form (NCO is a PA company and PA is investigating NCO)
P.S. The Pennsylvania Attorney General recently finished a big case against them, though the complaints continue.
More: 201-818-0316 202-607-2935 205-561-2455 205-561-2459 209-320-7604 215-441-3000 216-200-5188 240-210-7142 240-210-7150 240-241-7150 253-248-6405 267-352-3706 267-519-4001 290-210-7150 310-862-9083 313-444-2971 323-372-6326 408-538-5101 410-202-0066 410-202-0067 410-202-0069 416-932-4500 434-533-9062 443-205-1056 514-717-4395 517-780-0216 519-346-2500 559-272-6462 571-261-0072 603-589-7556 603-589-7558 609-373-1904 609-373-1906 609-373-1909 612-844-0919 614-717-2367 614-717-4395 614-827-7500 631-328-6485 631-440-2079 641-717-4395 650-230-1963 650-230-1968 703-656-9956 703-656-9959 704-522-4341 704-559-4979 707-307-4222 716-568-5810 757-209-2055 757-990-8982 763-200-6592 801-618-2058 804-234-9068 804-234-9071 804-952-9946 823 301-8125 832-301-8125 845-770-0069 888-579-0626 916-285-5535 918-878-2625 918-878-2627 919 913 0968 919-913-0968 951-289-4371 972-217-8339 1-888-609-2354 1-800-685-4343 1-888-785-1426 1-800-709-8625 1-888-804-3488 1-877-803-8009 1-800-541-2742 1-888-688-7929 1-800-445-4918 1-866-360-9791 1-877-202-9074 1-877-252-4534 1-800-967-4100 1-866-425-8131 1-866-569-8956 1-800-218-1175 1-800-448-9576 1-800-684-8429 1-866-429-3592 1-800-976-8307 1-877-871-6484 1-866-626-9112 1-800-807-7809 1-800-202-9074 1-877-778-1799 1-800-220-1942 1-800-383-4761 1-800-437-7403 1-888-259-3021 1-866-360-9791 1-888-691-8955 1-888-691-8955 1-800-735-6588 1-877-871-6484
I get calls daily, I have returned their calls a few times with no success in speaking with someone live. I’m going to continue to ignore them until I get a letter or something official that states what it is they want from me.
800-303-1410 they call every hour on the hour starting at 8:12am every day!!!
they called me one weekend and their number is 866-378-2735. . .EXT 5307 they said they were from the credit card company themselves not NCO until I got a letter over the weekend. . .I’m going to call my credit card company
866-341-8884, this is the number off of a letter that they sent me
Hello
Do you need a Financial with cheap interest rate, an interest rate as low
as 3% so here is an opportunity as we offer all kind of Financial from
$3,000.00 to $50,000000.00. So contact us today via this mail:
Account
denindonna1 @ gmail.comfor more in formations.Thanks
[ editor : link removed because he’s an idiot ]
18004083617
NCO calls almost daily asking for someone with my same name (I have an extremely common last name), but I have no debt that would be in collection. They say that before they can tell me anything about the alleged debt, I have to tell them my date of birth. I say, “I’m not giving you any personal information until you tell me what this is regarding”. So we just go ’round in a circle. They’ve been calling for months, sometimes more than once a day, and they’ve given me no evidence that I am the person they’re looking for, and there doesn’t seem to be any way to get them to stop calling. That seems like harassment to me.
This is exactly what is happening to me. Their calls are becoming more frequent. I think I will have an attorney send them a cease and desist letter.
(888) 871 – 6484 Just got a call today and I have no debt with anyone.
My mother got a call at her house asking for me from the same number, 888-871-6484, Ext. 4774. and my credit is stellar and I owe nothing, not even a house payment.
888-813-1498 called me I have no debt. I paid off all my credit card debt a couple of years ago.
1.614.717.4395
1.866.953.0300
NCO calls me almost daily from 800-709-8625
Nco number i’m getting called by is 800-206-7177
They some how got my cell phone and work direct number. They call from 3-10 times per day. I don’t have any outstanding debt but i’m tired of being harrassed by this company. Any suggestions?
Hey, folks: big class action law-suit is now shaping up against NCO for calling cell phones. If they called your cell, contact an attorney right now and get in on the big payday. It is worth at least a $1,000.00. maybe more.
all they do is call my cell phone – after i’ve told them that i do not have unlimited minutes and not to call me. i’ve also sent them written notice not to call me but they still do. now they are saying that i have broken the law and they will report me. this was after i told them that they are in violation of the fdcpa. i am not some idiot – i work in finance and collections and i know the fdcpa! this debt was already paid almost 20 years ago but it reappeared and now i can’t get away from it. not only that but i have been paying just so they won’t sue me, take everything i have and garnish my accounts (their threats) and those payments are made ahead of the due date so they are up to date but every day, i get a call. they yell at me, call my 80 yr old grandmother and upset her and yelled at me so much the other day i had a panic attack. it is so upsetting but you know what they do? they will laugh at you. i’ve put in FOUR complaints with the ftc but nothing has been done and no one has contacted me. they call me multiple times per day and don’t hang up or they will call right back – which is harassment – but meh, no one will do anything to them.
Traci,
To end the harassment send to the contact person calling you a certified, return-receipt cease and desist letter. Any other letter is ignored. The certified sticker puts you on the list to receive $1000 for each phone call they make to you after the date on the return-receipt. (I’m not a lawyer, so do your due diligence.) Good luck, you deserve better.
For confirmation check out ClarkHoward.com, search for his page about this problem.
Hi Jimmy!
I live in Latvia and have been recieving phone calls from NCO on my mobile and work. I’m not familiar with this collection agency business, but is it against the law for them to call me regarding my loans?
One thing I really would like to do is to validate that they have the right to collect on my debt. Do you know how can I do that?
Thanks a lot for your advice!
They have been calling my mother from the following # 866-473-8984. They are so incredibly rude and just vile people!
RFP #105-FF10 – COLLECTION AGENCY SERVICES
The above-mentioned proposal expires on August 24, 2011.
We are considering the extension of this proposal for an additional one-year period. Please advise if you would accept a proposal extension for one year.
Please fax your reponse to 305-995-2307 no later than extended due date of 8/15/2011, If you require assistance, please contact Ms. Jones @ (305)-995-2348.
Thanks
Julia
They have been calling me on the number866-849-6441
they have been calling multiple times each day for over a year. Initially they were horrible in talking to us like we were criminals. They were seeking a person we had never heard of but who had our last name. there was no other link.
In spite of us telling them over and over that they had the wrong number, they have never stopped. We have reported them to the local, state and federal authorities, submitted 53 complaints to the Do Not Call Registry (our number is on that list) and asked law enforcement to stop them. We have even tried to get a court order. all to no avail.
We keep on getting phone calls from NCO Financial Systems and they are calling people that have never worked here. Additionally, their trained staff do not listen to our recording at our phone number 415-267-1821. It is just an incoming voice mail system and they will never get through. We called a couple of times to take the number of the list. They continue so in conclusion we do not care and they will continue to waste their time.
I am getting call from 1 800- 408-3617. But i do not pick up the phone.
Is this a SCAM? To me it seems like a fraud.
Please comment.
OMG – This is no joke, I received three separate letters, three separate bills, for the same issue (a bill for an ‘automated’ enrollment for 1 on 1 Internet Services) all 3 letter came the same day from NCO !!! Each letter sent to me, dated the same day, states it is for the same issue but for different amount total alleged debt bill owed (which letter ya think they will pick from their mistake to convince me that I owe??).
NCO is a JOKE!!! Of course my lawyer will laugh and send the dispute letter to the joksters (NCO).
I am a 1&1 customer too. My account is also paid on an automatic basis. I too have been receiving calls from these b__tards. I smell a class action.
received 2 calls from them today the number they called from was 609-373-1906. No msg was left. they called 4 times on 8/5 never left msg that number was 240-210-7150
# 800-221-6850. I have received 2 calls from this number in the past 3 days. Like some of the others here I don’t have any debt. Both calls have been at 8:30am and they go to voice mail. The message says its from NCO Financial Systems, LLC and to contact Richard Taft Scott.
I just received a call from them the number was 240-210-7150 it went to my answering machine but no message they just hang up
800 350 2457 NCO number….this is totally fraud collection agency…they call me and tell me that i hv debf of one company and i never even heard about this company……government has to do something against this company…….Wake up US….
What a joke of a company! I received a letter stating I owed $2162.00. I recently stayed at our relative’s house in FL for 6 weeks vacation. The thing is, I am English and I live in London!!! Only 6 weeks, yet they got my name and address where I was staying and told me I owe this money. It did make me laugh, I must admit. They also couldn’t even spell my name correctly!! Don’t be intimidated by them. I will be happy to send them a really rude reply from England.
Nco calls me 3 to 6 times a day… From 866-576-1447. Trying to collect a debt from a different James Raney. But they try to make me pay. I’m not an idiot, they will not get a cent from me.
You lowlifes calling me vile names because I told you how stupid you are to give a child a cell phone are what’s wrong with parenting today!!! And you use the excuse you bought it for your child’s protection? Right, that’s a good one. Besides needing to get someone to teach you some manners and how to appropriately disagree with someone on a complaint forum like a mature grownup, maybe you should take parenting classes as well. To a young child, a cell phone is a toy, not a communication device used responsibly by someone mature enough to use it. Deal with it, you morons. You suck as parents. I’ll bet your spoiled brats get their own way with everything and you’re the idiots dragging your screaming brats through stores who scream and throw tantrums and even hit their mothers because they don’t get their own way, and you just ignore it. Do the world a favor – don’t reproduce anymore and stay off the grownup internet forums until you learn the words “respect” and “manners.” Adults don’t need to disagree with someone’s opinion by attacking them verbally and using abusive language and calling them all kinds of vile names. Go back to your brats and stay away from adult complaint forums.
hey lady chill out what makes you god you’re maybe a low life. Relax and take a chill pill or a Valium. How about Prozac your ass to sleep . Rant and rave elsewhere and stop calling people names you loud mouth wench.
You know what Barb’s problem is? She is a miserable person who has no life, so she sits on her high horse judging & gossiping about other people. You know, the kind of person that is a Debbie Downer & always negative all the time. She rants about respect & manner, & refers to her self as a mature adult, but yet, she knows NO manners, has NO respect for others & therefore NEVER will get any back, & wouldn’t know mature if it smacked her in her bitter face. She has alot of nerve though. I am a parent of 3 & my oldest with disabilities has her own cell phone for emergencies when she is away from home. That’s my child, my choice, my right, & I pay the bill. Telling people they suck as parents is going too far. I can only imagine the anger she brought up in the parent she is referring to because I already wish I could get 10 minutes face to face with her. She asked for every single reaction she got from her totally tasteless & tactless display. I feel sorry for her children if she is a Mom, & if she is then I use the term Mom loosely with her, because I can’t imagine her being a very good one at that. HEY BARB ! READ THE BIBLE- TAKE NOTE OF WHAT IT SAYS ABOUT PEOPLE LIKE YOU. JUDGE & YOU SHALL BE JUDGED !! OH YEAH, & MIND YOUR OWN BUSINESS- GO STICK YOUR NOSE WHERE IT BELONGS- UP YOUR OWN NOSEY ASS !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
you are awesome. that was well put. A+
YOU ARE THE LOW LIFE !!!
What in the world are you so mad at? From the very first comment you posted it had been nothing but horrible! This forum was supposed to be about how bad this place is, not about a child having a cell ph or not. Clearly u dont have any kids. But if u do and YOU have chossen not to let them have a cell ph then fine. But who r u to judge other for that? They r not abusing their kids or anything. My ruke for my kids is once u r old enough to pay for one then fine i am all for it. Put thats just me. I would never sit there and call people names like youre in high school. Now that is immature. Thats the problem with a lot of people today. Being honest should never be mixed in with neing harsh and verbally abusive. So barb, put yourself in their shoes and tell me how u would feel if a complete stranger called u names… doesnt feel good does it.
hey, barb – rage much? you want to talk about respect and manners, yet here you are, showing people exactly how YOUR parents raised you. ….and as we can see, that was to have no respect or manners towards others, but to bitch and whine and have a bi-polar moment in order to make your point. see, barb, the thing is this: when you resort to name calling and degrading others, you completely lose whatever ground you gained by attempting to be an adult in a conversation. my 12 year old has had a cell phone ever since she was FIVE. she has never, ever lost one. she has never, ever broken one. she has never, ever gone over her minutes, used it excessively, called past her curfew – in short – she has never abused this gift that i, with MY EARNED MONEY FROM MY JOB, gave to her. when i was a police officer, i worked evenings and this was my way to talk to her when i was on duty. trust me, she had all the protection she needed from her momma. maybe, barb, you are just upset because you have issues with your own parents? maybe you can’t have children, therefore you hate them? then again, maybe you just missed med pass. chances are you are just looking for attention. you have proven that you are NOT an adult – since you call children BRATS and attack people on this forum with abusive language. i’m calling you on my cell phone, barb. “hello….pot? this is kettle calling”. now go take your meds.
Barbara, I’m not even the target of this email and from what I’ve read YOU’VE got serious emotional issues. Worry about the plank in thine own eye, it’s HUGE.
Well put everyone!!, this post is about this horrible company NCO… not about bad mouthing eachother, since we are all obviously going through the same things with these horrible people!!
I get calls daily from them at 800-408-3617. They are beyond shady. They’ve never sent me anything in writing, nor do they ever explain the origin of this alleged debt when they leave messages. I’ve sent them a cease and desist letter. I suggest anyone else dealing with them do the same.
I have received two calls in the past 24 hours from NCO at 800-448-9570. I have never received anything in the mail, and all of my accounts are either paid in full and closed (my car, etc.) or up-to-date. I refuse to give personal information over the phone, and have just filed a complaint with the Pennsylvania Attorney General.
918 -878-2627 NCO SCAMmERS LEAVE US ALONEEEEE………………
800.656.1472; 800.874.8816; 800.962.9898; 800.408.3617; 877.202.0250; 800.711.0454; 800.656.2193; here are some more numbers! from Connecticut
NCO 866-425-8131. When they call me they won’t even talk. Just dead air every time. So irritating.
I have no debt, never have, and I have been receiving calls from NCO all this year. Numerous different phone numbers:
866-442-0536
609-373-1904
703-656-9956
Most have been when I am not home and I check my Caller ID. When I have answered the caller asks for a name I do not know and I tell them to take me off their list. I have called NCO in PA and they know nothing about these calls. My deduction therefore is that these calls are coming from a vendor of NCO and NCO has no clue what is going on because they do not check up on the companies they outsource to.
This morning I filed a complaint with my state Attorney General and not 10 minutes later on a SUNDAY I get ANOTHER call from NCO! I answered and they are looking for Amanda Wig whoever she is. I told them I had just reported NCO to my AG and don’t call again. So we’ll see what happens.
Just received call from 888-637-0271. I have received NUMEROUS calls from this outfit, using diferent numbers, over the past 2 years. The calls started when I got a new (recycled) cell phone number. I have no debt and I don’t answer calls from numbers I don’t recognize, but then I Google the number and it usually is from this outfit. I rather enjoy tapping the Ignore button on my cell phone.
I receive calls daily from NCO Financial. They come from 800-709-8625. It’s always a recording saying they are trying to collect a debt, but never says who it’s for. Usually I get told to call an Alex back, but today it was Mr. Jefferson. I am not sure what it is about and when I call them back, I can never get through to anyone. I received letters in the past via mail as well, but the letters never state what it is for either. It just states a reference #.
July 20, 2011
The telephone # appearing on the billing stationary of
NCO FINANCIAL SYSTEMS, INC. is 1-800-709-8623
I’m so glad I save email messages!
It’s important to always watch out for one’s own interest.
Out of the blue, I received 3 individual notices today through
the United States Postal Service (First Class Mail) from
NCO FINANCIAL SYSTEMS, INC. stating I owe money on an
account I CANCELED **in writing** on October 21, 2010.
I’m ready to defend myself!
Sincerely,
Dee Kay
877-462-9591..nco number
800-477-1827.
NCO or NCO Fincl Svcs called three times in the past few days from number 609-373-1904. They hang-up when it goes to Voicemail and don’t leave a message. Hate these kind of jerk calls.
Got a phone call from 800-448-9570 today from Chris. While he was somewhat professional, he should’ve been addressing me as Mr. (last name) instead of a first-name basis. Anyway, he’s calling to inform me that the University I attended back in 1999 has placed my account into collections effective 6 July, for outstanding unpaid tuition. I had both federal Pell grants & subsidized student loans when I attended school, all my tuition was paid in full. Even if it wasn’t, the statue of limitations only goes so far — this debt he referred to is 12+ years old!! I told him I’d do some research and call him back, the number he gave is 888-899-1591.
They called me in CT about a fake debt in CO. I asked when would this affect my credit score. He said never. I asked what happens if I don’t pay and he said I don’t know. I had to then tell him I had to call the place where my debt was and research his company. I am sure happy I did. New number (866) 637-0271
I DO owe a bill, But I am NOT paying them any more especially after reading all of these things about them and the phone call I just received. This…woman.. Thelma William, Nothing more than a company rep had the nerve to TELL me I have until 9’oclock tonight to Borrow money from someone in my family that actually loves me enough to loan it to me or else. That I wrote a bad check over state lines because they went to take money out and it was not in there (well that is because Noone returned my calls about the payment) and she would get me for that. WTF?!!! I will get this chick I dont know who she thinks she is but she aint gonna do sh** but lose another job.
Anyway here is one # I have 1-877-895-5703
877-533-6983
These wankers keep calling my home office number looking for someone who has never lived here. I have had this number for 27 years and there is no Conway here. These nefarious slugs need to do their homework before calling and interrupting my business day.
NCO Financial Systems number 1 866 849 2438
These folks have started calling my parents. I’m an adult and haven’t lived at my parents’ house for years. Now, I do have outstanding debts and financial problems, due largely to two years of unemployment, but I have retained an attorney and every one of my creditors is aware of who to contact with any financial questions (i.e. they know how to reach my lawyer). This company is just aching to get sued for violations of federal law.
Nco new#800 206 7177
I don’t have any debt, but NCO Financial Systems Inc. (or is it NCL?) left me at least 3 voicemail messages in the last month. I tried to phone them back, but I was on hold for many minutes. I want to have my number removed. The voicemail is from “Lynn Edwards” a woman, but when I call back, the recording is another name, a man. Their number is 866-637-0271. I am in Los Angeles, CA. My last name is very common, and different debt collectors call me occasionally. They never have the correct first name. My fico score is about 800, so no reason for debt collectors to call. I wish we could stop them.
They are calling my 9 year old’s cell phone on a DAILY basis. He tries to call it back while I am at work. I tried to call it back and they only put me on hold waiting for the ‘next available representative’. No one ever answers. I reported it to my carrier, AT&T, and their records show the company # as 000-000-0000. Isn’t that illegal?
My son’s phone number was already on the National Do Not Call list too. I reported it with the Pen. Att. Gen’s office as well per your website information. Here is the number they call us with: 1-800-688-3390.
And what the heck is a 9-year-old child doing with a freakin’ cell phone??!!! You really are stupid. Some people should never reproduce.
youre right Barb it’s completley moronic to protect youre child using whatever technology available.
you are really stupid. get with the times.
Barb….wtf does it matter if a 9 year old has a cell or not..that is not what this forum is about! And guess what? my 6 year old has a cell phone..because I gave him one…so get your head out of your ass…its none of your business and you really should have more manners than to call someone you don’t even know stupid. How would you like it if I said your parents were stupid to reproduce and create such an ignorant person like you?!
Well said Angela!!
Ha ha Barb, raise your own children, don’t worry about how other people do. NO ONE, including YOU likes to be told how to raise their kids. Anyhow back to the ACTUAL IMPORTANT SUBJECT, I get calls from the same number, I just ignore them. 800-688-3390 & 772-243-3390
Hmmm… giving your nine year old a cell phone or just being a monumentally evil douche bag about it, blowing it out of proportion?
Advice. If THIS is how you respond to something of such negligible magnitude, you’re demonstrating the merits of your own words. Some people truly should never reproduce. I hope to God you haven’t. What an unfortunate monster to be born to.
kids these days have cell phones. period. what are you, like 100 years old and just can’t comprehend developments in technology and child rearing? kids have them for emergencies and for parents to keep tabs on them. letting them run loose and “come home when the streetlights go on” just doesn’t happen anymore. especially if you live in Chicago, like i do.
also, saying someone should never reproduce simply because they gave their kid a cell phone is a pretty ignorant statement. so, for all you people reading this thread, consider the source :-P
Barb,
Have you ever thought about the fact that most cell phones have a chip in them so that if the child ever comes up missing they can be found IF they have the phone one them? You need to research things before you start bad mouthing the way people parent. You have no idea why these children have cell phones but I will tell you my daughter did give her oldest child a cell phone at the age of 12 just for the reason I stated. If someone was to grab her she could be traced. Don’t be so negative to other people when you don’t know the circumstances.
704-559-4979 calling cell phone for a person that has my name. Lying, cheating, theives! Block their number from all inbound calls.